Sales

The new year has started with some bright news from the mortgage lending market. Rates attached to home loans have been steadily falling and in January, some of the most substantial rate cuts were made by leading banks and building societies.

How do Artex ceilings, avocado bathroom suites and rotten window frames make you feel when looking at properties for sale? While some purchasers will recoil at the prospect, others relish the opportunity to rip out, refurbish and make their own mark.

After a long period of stability, mortgage rates have hardly been out of the news headlines. In September, everyone held their breath as the Bank of England – responsible for UK-wide monetary policy – made its latest announcement.